Helping clients pursue their life goals is what we are about.
We are a team of Certified Financial Planner licensees and qualified planning staff. We provide simple,proven strategies that seek to help our clients make the most of their money while they pursue their goals.
We specialize in providing investment and tax advice for clients seeking financial independence and security.
You likely have several financial planning pieces in place—you pay taxes, invest at least a portion of your savings, have some insurance, and maybe you have done some estate planning and retirement planning, but chances are each of these pieces was developed independently and at different times in your life. Is it any surprise then that you’re unsure if you’re on the right track and making all the progress you could be?
We specialize in personal income tax planning and will identify the tax-saving approaches that apply to your situation. We work with you throughout the year, not just when it’s time to prepare your return. You might be able to save on taxes by:
If you’re like most people, your taxes represent one of your largest annual expenses, yet often little or no planning is done to minimize your tax bill. Careful tax preparation and planning can free up money that you can use to achieve your goals.
The hardest thing to understand in the world is the income tax. -Albert Einstein
We offer a broad range of portfolio management and financial planning solutions customized for your specific needs, goals and life stage. We apply a clear, well-defined and objective process. Below is a cross-section of wealth management issues that our clients commonly encounter.
For employees. For companies. Employees could grow their retirement, tax-deferred. Companies providing these plans were seen as generous -- caring for employees and providing a vehicle to help them plan for a secure future.
Somewhere, somehow, the 401(k) plan seems to have lost its way.
Dominated by huge financial services companies, filling fund lineups with high-fee, proprietary funds, the 401(k) benefit became a burden, difficult to understand, and even more difficult to navigate. Those fees, masking everything from record-keeping to broker compensation, complicated matters, making it difficult to see the true costs of managing the plans.
Using our innovative approach, the 401(k) may work better again, meeting the needs of both plan sponsor and plan participant.
| Assistance With Fiduciary Requirements For Plan Sponsors |  |
| Cost Effectiveness |  |
| Focus on Fee Transparency |  |
| Unbundled Specialists |  |
Just married. New job. Baby. Home purchase. When it comes to finances, you just want to know where to start and where to go from here. You want technology efficient platforms but the ability to talk to someone who knows you, your situation and also knows what they are talking about.
You made it. As an established professional, you’re reaping the benefits of a flourishing career and may have kids near or at college-age. Perhaps you’ve been through the financial planning process before, or maybe you’ve procrastinated getting started. Regardless, now is the time to ensure your financial plan is working efficiently or help you create one that will.
Accumulating a nest egg through savings, inheritance or other means can greatly improve your financial well-being when coupled with sound financial advice. Right now, you may be concerned about maintaining your lifestyle, preserving what you have and protecting yourself against unknown risks. Navigating financial independence can get tricky in regards to all the moving pieces, but it does not have to be if you have someone helping you.
While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.
